100% Purchase Loans
100% loans are extremely attractive in a sense that they require No Down Payment. This type of financing is popular among both first time homebuyers and experienced homebuyers. This type of loan gives those an option to invest their money in some type of interest bearing account other than their home. No Money Down loans often come with a higher interest rate than you would get if you were able to put money toward the investment.

Bank Rate Loans
These loans are available to those with good credit. Our rates are often below those you would find at your local bank.

Less Than Perfect Credit Loans
We offer a wide variety of loans to those who have had credit problems.

No Income Verification Loans
These loans are often used by self-employed borrowers so they are not required to provide their income.

Interest-Only Loans
These loans allow borrowers to "buy more house" for their money or significantly reduce their monthly cash flow.

Debt Consolidation Loans
Many people carry too much credit card debt. Interest rates on credit cards are often as high as 20 - 25%. By paying off these debts and rolling them into their mortgage, this offers you much lower interest rates, lower monthly payments, and often, additional tax deductions at the end of the year. These are our most popular loans.

Debt Consolidation Loans are used to combine all existing consumer debt or credit cards into one single loan.

Home Equity Lines of Credit
Home Equity Loans are loans in which your home serves as collateral. It's just like getting a credit card, but with much lower rates; they aren't for everyone and we can help you determine if one is best for you.

Example: Borrowing for college tuition, home-improvements, or medical bills