Terms & conditions

1. Overview

This website is operated by Gabriella Purita, Mortgage Loan Originator (NMLS #2232112) (marketing under the name East Coast Mortgage) affiliated with Loan Factory, Inc. (NMLS #320841). By accessing or using this website, you agree to the terms outlined below. If you do not agree, please do not use this site.

2. Not an Offer to Lend

The information provided on this website is for general informational purposes only and does not constitute an offer or commitment to lend. All loan products are subject to borrower qualification, credit approval, income verification, and underwriting guidelines. Loan programs, rates, terms, and conditions are subject to change without notice and may not be available in all states.

3. Licensing

Gabriella Purita is a licensed Mortgage Loan Originator (NMLS #2232112) operating under Loan Factory, Inc. (NMLS #320841).

Licensed In: ME, VT, NH, MA, CT*, RI, NY*, NJ, PA, DE, VA, DC, NC, SC, GA, FL.
*Commercial & Investor Loans Only.

To verify licensing, visit: www.nmlsconsumeraccess.org

4. No Guarantee of Results

Nothing on this website guarantees loan approval, specific rates, or loan terms. Each borrower scenario is evaluated individually based on lender guidelines at the time of application. Past scenarios described on this site are for illustrative purposes only and do not guarantee similar outcomes.

5. Contact Consent

By submitting a form on this website, you consent to be contacted by phone, text message, and/or email regarding your mortgage inquiry. Message and data rates may apply. You may opt out at any time by replying STOP to any text message or by contacting us directly.

6. Privacy Policy

We collect personal information you voluntarily provide through our contact and scenario submission forms, including name, email address, phone number, and loan-related details. This information is used solely to respond to your inquiry and to assist in structuring your financing options.

We do not sell or share your personal information with third parties for marketing purposes. Information may be shared with lending partners as necessary to evaluate your scenario, with your consent.

This website may use cookies or basic analytics tools to understand site traffic. No personally identifiable information is collected through cookies.

7. Third-Party Links

This website may contain links to third-party websites, including Loan Factory's application portal and Google Calendar. We are not responsible for the content, privacy practices, or terms of those third-party sites.

8. Equal Housing Opportunity

We are committed to the principles of the Fair Housing Act and Equal Credit Opportunity Act. We do not discriminate on the basis of race, color, religion, national origin, sex, disability, familial status, or any other characteristic protected by law.

9. Changes to These Terms

These terms may be updated periodically. Continued use of this website after changes are posted constitutes acceptance of the revised terms. The "Last Updated" date at the top of this page reflects the most recent revision.

10. Contact

For questions about these terms or your personal information, contact:

Gabriella Purita · NMLS #2232112
East Coast Mortgage
www.nmlsconsumeraccess.org