Loan programs built around your scenario

Access 200+ lenders across conventional, government, and investor financing.

We structure financing based on your full scenarionot a single set of guidelines.

Conventional Financing

Flexible options for primary residences and second homes. Structured based on credit, assets, and overall borrower profile.

Best for: primary residences, second homes, qualified buyers

FHA & VA Financing

Government-backed programs offering lower down payment options and more flexible qualification standards for eligible borrowers.

Best for: primary residences, second homes, qualified buyers

First-Time Buyer & DPA

Programs designed to reduce upfront costs through assistance, grants, and structured entry points into homeownership.

First-Time Buyer & DPA

Programs designed to reduce upfront costs through assistance, grants, and structured entry points into homeownership.

Best for: primary residences, second homes, qualified buyers

DSCR Investor Loans

Qualify based on property income—not personal income. Built for rental properties and scalable portfolio growth.

Best for: investment properties, single unit or 10+

Ground-Up Construction

Financing for new builds including land and construction, with draw schedules aligned to your project timeline.

Best for: primary residences, second homes, builders & contractors (with experience)

Short-Term Rental Financing

Loan options for Airbnb and vacation rentals, including DSCR and projected income-based qualification.

Best for: Airbnbs, VRBOs

Need help structuring your loan?

Access to multiple lenders means more ways to get your deal approved.

East Coast Mortgage is a marketing name used by Gabriella Purita, Mortgage Loan Originator with Loan Factory, Inc. (NMLS #320841).Gabriella Purita NMLS #2232112. Licensed In ME, VT, NH, MA, CT*, RI, NY*, NJ, PA, DE, VA, DC, NC, SC, GA, FL. This is not an offer to lend. All loans are subject to borrower qualification, credit approval, and underwriting guidelines. Programs, rates, terms, and conditions are subject to change without notice. Equal Housing Opportunity. Consumer access: www.nmlsconsumeraccess.org © 2025 5195 Marketing Inc, Inc. All rights reserved.

East Coast Mortgage is a marketing name used by Gabriella Purita, Mortgage Loan Originator with Loan Factory, Inc. (NMLS #320841).Gabriella Purita NMLS #2232112. Licensed In ME, VT, NH, MA, CT*, RI, NY*, NJ, PA, DE, VA, DC, NC, SC, GA, FL. This is not an offer to lend. All loans are subject to borrower qualification, credit approval, and underwriting guidelines. Programs, rates, terms, and conditions are subject to change without notice. Equal Housing Opportunity. Consumer access: www.nmlsconsumeraccess.org © 2025 5195 Marketing Inc, Inc. All rights reserved.

East Coast Mortgage is a marketing name used by Gabriella Purita, Mortgage Loan Originator with Loan Factory, Inc. (NMLS #320841).Gabriella Purita NMLS #2232112. Licensed In ME, VT, NH, MA, CT*, RI, NY*, NJ, PA, DE, VA, DC, NC, SC, GA, FL. This is not an offer to lend. All loans are subject to borrower qualification, credit approval, and underwriting guidelines. Programs, rates, terms, and conditions are subject to change without notice. Equal Housing Opportunity. Consumer access: www.nmlsconsumeraccess.org © 2025 5195 Marketing Inc, Inc. All rights reserved.